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ASK FHL HVAC SERVICES ABOUT

Alabama power smart financing logo on a white background
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An affordable solution for your home’s comfort.

Having trouble staying comfortable in your home? We offer an affordable solution for some of your biggest home energy improvements

Flexible rate options to fit your budget.

Fast and easy application process

Alabama Power has been a trusted name and company since 1906. Smart Financing was designed to keep your financial information secure

You do not have to be an Alabama Power customer to apply for Smart Financing

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  1. Customer completes the digital financing application.
  2. If you qualify, you will be presented with your rate options.
  3. Sign all loan documents electronically – copies will be emailed to you.
  4. We will complete the project, and you can relax

How It Works

Frequently Asked Questions

  • What are the eligible financing amounts?

    A minimum of $2,000 to a maximum of $25,000.

  • What products and services will Smart Financing finance?

    Heating & Cooling Heat Pump Geothermal Dual Fuel A/C with Gas Furnace Energy Efficiency Improvements Insulation Crawlspace Encapsulation Windows/Doors Attic Ventilation Sun Protection Products Roofing Electrical Smart Home/Security Equipment Electric Vehicle Charging Installation Electrical Panel Upgrade Plumbing Electric Hot Water Heaters (Replacement or Conversion) Tank Tankless Heat Pump Super Insulated Well Pumps Air Quality Humidity Control Air Cleaners Duct Cleaning Generators Natural Gas Diesel Propane

  • Who is eligible?

    Residential homeowners in the state of Alabama.

  • Can I apply with a co-applicant?

    Yes, but the primary applicant must be the homeowner.

  • Do I have to be an Alabama Power customer to be eligible for Smart Financing?

    No, but you must own the home and the address for the project you are requesting financing for must be in the state of Alabama. If you’re not an Alabama Power customer but the project address is within the state, we will set up an account for your convenience, solely designated for your project. You will receive bills from this account.

  • Products and Services

    Energy efficiency home products and other home- and power-related services can be financed, including:


    Air Quality

    • Humidity Control
    • Air Cleaners
    • Duct Cleaning

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    Standby Generator

    • Natural Gas-Fueled
    • Diesel-Fueled Propane-Fueled HVAC Conversion Heat
    • Pump Geothermal Dual Fuel

    Roofing

    • New Roof
    • Roof Repair

    HVAC Replacement

    • Heat Pump
    • Geothermal
    • Dual Fuel
    • A/C with Gas Furnace

    Electrical

    • Smart Home/Security Equipment
    • Electric Vehicle Charging
    • Installation
    • Electrical Panel Upgrade

    Water Heating Conversion

    • Electric Water Heater —
    • Tank Electric Water Heater — Tankless
    • Electric Water Heater — Heat Pump
    • Electric Water Heater — Super Insulated


    Water Heating Replacement

    • Electric Water Heater — Tank
    • Electric Water Heater — Tankless
    • Electric Water Heater — Heat Pump
    • Electric Water Heater — Super Insulated

    Energy Efficiency Improvements

    • Insulation
    • Crawlspace Encapsulation
    • Windows/Doors
    • Attic Ventilation
    • Sunscreen Product
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